Tools
Calculators that show their working.
Free calculators, computed in your browser, each with the rule spelled out.
Free check: your books or a bank statement
Connect Xero or QuickBooks read-only, or upload a bank statement: what needs fixing first, where the money went and what to look at.
IFRS 9 ECL provision calculator
A provision-matrix calculator for trade receivables: your ageing balances, your loss rates, and a forward-looking scenario slider — watch the provision reprice as you drag.
UAE gratuity (EOSB) calculator
End-of-service gratuity under the 21/30-day rule: basic wage, years of service, the two-year cap — with the working shown.
VAT calculator — UAE 5% & KSA 15%
Add VAT to a net amount or extract it from a gross one, at the UAE or KSA rate.
UAE Corporate Tax estimator
0% to AED 375,000, 9% above — with the Small Business Relief election handled.
IFRS 16 lease liability & ROU asset calculator
Compute the day-1 lease liability and right-of-use asset, then generate the full amortisation schedule — interest unwinding and straight-line depreciation, period by period.
IAS 19 actuarial EOSB valuation
A simplified projected unit credit estimate for UAE end-of-service benefits: discount rate, salary escalation, attrition — the inputs an actuary uses, in your browser.
IAS 36 impairment test — value-in-use DCF
Five-year cash-flow projection, WACC discount, terminal value — determine whether a CGU is impaired and by how much.
IAS 12 deferred tax schedule
Add your balance-sheet items, their carrying amounts and tax bases — get the temporary differences and the resulting DTL/DTA positions at any tax rate.
IFRS 9 effective interest rate (EIR) calculator
Solve for the EIR on a financial instrument with origination fees or a premium/discount, and produce the full amortised-cost schedule.
KSA Zakat estimator (ZATCA)
Build the zakat base the way ZATCA does — equity, provisions and long-term borrowing in, fixed assets and long-term investments out, floored at the year's adjusted profit — at the Hijri 2.5% or Gregorian 2.5777% rate, with mixed Saudi/GCC ownership handled.
Free zone de minimis calculator (QFZP)
Test your non-qualifying revenue against the lower of AED 5m and 5% of total revenue — with the headroom shown, because breaching it costs the 0% rate for five years.
Small Business Relief eligibility checker
The AED 3m revenue test, the prior-period condition, the QFZP and MNE exclusions — a yes/no on the election, with the 9% it would save.
UAE VAT penalty estimator
What a late return and late payment actually cost: the fixed filing penalties plus 2% immediately and 4% monthly on unpaid tax, capped at 300% — computed from days late.
Loyalty points deferred revenue calculator (IFRS 15)
Split a sale between today's revenue and the points liability using breakage-weighted standalone value, then watch the release as redemptions come in.
KSA withholding tax (WHT) calculator
Domestic WHT on payments to non-residents by category — management fees 20%, royalties 15%, most others 5% — with net-of-tax gross-up handled.
UAE Corporate Tax penalty calculator
Late registration, monthly filing penalties (AED 500 rising to 1,000) and 14% p.a. on unpaid tax — enter months late and see the full exposure.
UAE VAT registration checker
The AED 375,000 mandatory and AED 187,500 voluntary thresholds, tested the way the FTA tests them — rolling 12 months plus the next-30-days rule.
VAT bad-debt relief calculator (Article 64)
Check the four conditions, count the six months, and get the exact 5/105 output-tax adjustment on the written-off amount.
Designated zone VAT checker
Pick what's being supplied and where it's going — get the treatment: outside the scope, standard 5%, or import VAT on entry to the mainland.
E-commerce VAT checker (UAE)
Goods or electronic services, domestic or abroad, evidence or not — the rate, the VAT and the total per order, with the zero-rating documentation rule enforced.
UAE employee cost calculator
What a hire really costs per month: gross salary plus the monthly EOSB provision on basic wage — or pension contributions for nationals — with the annual total.
Participation exemption checker (UAE CT)
Ownership, holding period and subject-to-tax — the three tests that decide whether a dividend or exit gain is exempt, with the 9% at stake shown.
Reverse charge VAT calculator (UAE)
Imported services and goods: the output VAT to account, the input VAT you recover, and the net cash effect at your actual recovery rate.
UAE audit requirement checker
The AED 50m Corporate Tax test, the QFZP condition, and the company-law and free-zone rules that stack on top — a straight answer on whether you need audited statements.
Tax loss carry-forward calculator (UAE CT)
Brought-forward losses against this year's income with the 75% offset cap applied — losses used, tax payable, and what carries onward.
Partial exemption calculator (input VAT apportionment)
The three pots — taxable, exempt, residual — with today's recovery ratio, the 2028 turnover ratio from Cabinet Decision 149, and the VAT you actually lose.
UAE real estate VAT checker
New residential, later residential, commercial, bare land, serviced apartments — the treatment, the VAT, and whether your input VAT survives.
VAT voluntary disclosure penalty calculator
The Form 211 cost by year: the fixed penalty plus the 5%-to-40% ladder on the tax difference — and what waiting one more year adds.
Interest deduction cap calculator (30% EBITDA)
Net interest against the greater of 30% of adjusted EBITDA and the AED 12m safe harbour — deductible now, disallowed and carried, and which prong binds.
Saudi RETT calculator (5% Real Estate Transaction Tax)
5% of the agreed price or fair market value, whichever is higher, with the first-home relief on the first SAR 1 million and the 2%-a-month late-payment fine capped at 50%.
RETT share-transfer checker (Saudi real estate companies)
Is the company a real estate company (50% of assets at market value)? Does the transfer reach 30% in three years? Then the tax base: the higher of market value × stake and the allocated price.
Supplier verification checker (FTA Decision 13)
Which supplier and supply checks FTA Decision No. 13 of 2026 requires before you deduct input VAT: the AED 10,000 exception, the AED 100,000 and 375,000 tests, and the payment flags.
UAE tax invoice checker (Article 59)
Is a simplified invoice allowed, or must it be a full one? Tick the fields the invoice shows and see whether it supports an input VAT claim, and which field is missing.
Foreign-currency invoice VAT converter (AED)
Convert a USD, EUR or other invoice to the AED figures a UAE tax invoice must show, at the Central Bank rate, and see the exchange difference on payment that does not touch the VAT.
Investment property 4% tax depreciation calculator
Ministerial Decision 173 of 2025: the Opening Value, the yearly 4% deduction, the tax saved at 9% and the add-back on sale, for a building held at fair value.
UAE 15% top-up tax (DMTT) estimator
A first estimate of the UAE Domestic Minimum Top-up Tax: effective tax rate, the payroll and tangible asset carve-outs, excess profit and the top-up to 15%.
VAT capital assets scheme calculator
The Article 58 adjustment year by year for buildings (10 years) and other assets of AED 5m+ (5 years): W, X, Q, R and Z, with the remaining-years adjustment on a sale.
UAE e-invoicing deadline checker
Your Accredited Service Provider deadline and e-invoicing go-live date by phase, days remaining, the tax group exclusion and the penalties for missing them.
Intercompany loan interest calculator (UAE TP)
Arm's length interest on an intercompany loan against the rate charged, the Article 34 adjustment on each side, and the net UAE tax for the group.
VAT to Corporate Tax revenue reconciliation
Bridge revenue in the financial statements to Box 1, 4 and 5 of the VAT returns: advances, unbilled revenue, asset sales, non-supply income, and the unexplained gap.
FTA objection deadline calculator (40 business days)
The last day to request a review or reconsideration, object to the Tax Disputes Resolution Committee or appeal to court, counted in business days under Article 49.